Welcome to Jamnalal Parekh Finance Pvt. Ltd. Please read these Terms and Conditions (“Terms”) carefully before using our website. By accessing or using our website, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website
1. Introduction
These Terms govern your use of our website, services, and products provided by Jamnalal Parekh Finance Pvt. Ltd. (“Company”, “we”, “our”, “us”). We are a fintech company based in Chhattisgarh, providing various financial services including vehicle loans and gold loans.
2. Eligibility
By using our website, you represent and warrant that you are at least 18 years of age and have the legal capacity to enter into a binding agreement. If you are using our website on behalf of a company or organization, you represent and warrant that you have the authority to bind that entity to these Terms.
3. Services
We offer various financial services, including but not limited to:
- Two-Wheeler Vehicle Loans
- Gold Loans
- Second-hand Vehicle Financing
- Four-Wheeler Vehicle Financing
- EV Vehicle Financing
- Heavy Vehicle Loans
- Education Loans
- Personal Loans
- Working Capital for Small & Medium Scale Enterprises
The availability of these services is subject to change without notice.
4. Use of the Website
You agree to use our website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.
5. Intellectual Property
All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of Jamnalal Parekh Finance Pvt. Ltd. or its content suppliers and is protected by copyright, trademark, and other intellectual property laws. Unauthorized use of any content on the website is prohibited.
6. Privacy Policy
Your use of our website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our website, you consent to our collection and use of your personal information as described in the Privacy Policy.
7. Limitation of Liability
To the fullest extent permitted by law, Jamnalal Parekh Finance Pvt. Ltd. shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of our website or services. This includes, but is not limited to, any errors or omissions in any content, or any loss or damage incurred as a result of the use of any content posted, transmitted, or otherwise made available via the website.
8. Indemnification
You agree to indemnify and hold harmless Jamnalal Parekh Finance Pvt. Ltd. and its affiliates, officers, directors, employees, and agents from any claims, damages, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the website, your violation of these Terms, or your infringement of any intellectual property or other right of any person or entity.
9. Changes to the Terms
We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the website after any modifications to the Terms constitutes your acceptance of the revised Terms.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Chhattisgarh, India.
11. Contact Us
If you have any questions or concerns about these Terms, please contact us at:
Jamnalal Parekh Finance Pvt. Ltd.
Main Road, Opp to Mahavir Jewellers, Jagdalpur.
Chhattisgarh, India
Email: info@jpfintech-in