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(JPF)Loans

Gold loans.

Working capital, straight from the locker. Your gold is weighed and valued in front of you, insured while it's with us, and released the day you repay.

Why people choose it

  • Cash in minutes. Valuation to disbursal in a single visit — often under an hour.
  • Valued in front of you. Weighing and purity testing happen at the counter, with you watching. No back rooms.
  • Insured, sealed storage. Your ornaments are sealed in your presence and kept insured until the day you take them home.
  • Released the day you repay. Clear the dues and the gold is back in your hands the same day — every time.

Documents you'll need

  • Aadhaar card
  • PAN card (or Form 60)
  • One passport-size photo
  • The gold you wish to pledge

Missing something? Come in anyway — our team helps with the rest at the branch.

How it works

  1. (01)Bring your gold. Walk in any day, 10 to 8 — no appointment needed.
  2. (02)Watch the valuation. Weight and purity are checked in front of you, and the eligible amount is explained clearly.
  3. (03)Take the cash. Accept the terms — in writing — and take your funds the same visit.
  4. (04)Repay, reclaim. Repay on your schedule; your sealed packet is returned the day you close.

Rates & charges, saaf-saaf

Your interest rate depends on the product, tenure and your profile — and whatever it is, you’ll see it in writing before you sign, along with every charge. Nothing changes after. Plan your monthly outgo with our EMI calculator.

Common questions

Is my gold safe with JPF?

Yes — sealed in your presence, stored securely and kept insured for the full tenure.

How is the loan amount decided?

By the weight and purity of your gold, valued transparently at the counter, in line with RBI norms.

Open every day · 10 AM – 8 PM